3104 Chatham Drive, Seneca, SC, 29678 | $594,900

**Experience Luxury Living in the Picturesque Cross Creek Golf Course Community!** Seize the opportunity to secure permanent mortgage rates as low as 4. 875% / 5. 640% APR, available for qualified buyers, complete with rate buy-down! Introducing The Satterfield, an expansive 4-bedroom, 2. 5-bath home that embodies comfort and elegance in the coveted Cross Creek community. As you enter, you’ll appreciate the thoughtful design that includes a dedicated main floor office—a perfect space for productivity or quiet reflection. Ascend to the inviting loft upstairs, ideal for family game nights or cozy reading sessions, and step outside to the large covered patio that offers a peaceful retreat overlooking a lush, wooded lot. The heart of this home is the spacious open floor plan that seamlessly connects the gourmet kitchen, dining area, and living spaces, making it an entertainer’s dream. The primary suite is a true sanctuary, positioned at the rear of the home for utmost privacy and tranquility. It boasts a stylish en-suite bath that features modern fixtures and a relaxing atmosphere for unwinding after a long day. The extra-large 2-stall garage is not only practical, providing ample room for your vehicles and storage, but also accommodates your golf cart for easy access to the community amenities. Set on a sprawling 0. 50 acres, this property is conveniently located within walking distance to the stunning clubhouse, serene pool, and inviting restaurant, allowing you to fully immerse yourself in the vibrant lifestyle that Cross Creek offers. Cross Creek is an enchanting hidden gem, home to a meticulously maintained 18-hole Pete Dye golf course, complete with a clubhouse that features elegant dining and versatile event spaces. Enjoy recreational activities just 10 minutes away from the shimmering waters of Lake Keowee and Lake Hartwell, while also benefiting from nearby shopping and healthcare services. This isn’t just a home; it’s a lifestyle waiting for you to embrace!

Features

  • Amenities: Gated, Golf, Pool
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: 1st Floor
  • Style: Craftsman
  • Year Built: 2024
  • Garage: 2-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: None
  • Acreage: 0.51
  • Est. Taxes: $2,000
  • HOA Fee: $700 Annually
  • Lot Desc: 1/2 - Acre, Few Trees
  • Elem. School: Blue Ridge
  • Middle School: Seneca
  • High School: Seneca
  • Appliances: Gas Cooktop, Dishwasher, Oven, Gas Water Heater, Tankless Water Heater
  • MLS#: 1540913
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/1540913/3104chathamdrive_seneca_sc?source=qrflyer
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Listing courtesy of HQ Real Estate, LLC   Phone: 843-277-6226

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3104 Chatham Drive, Seneca, SC, 29678

$594,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $475,920 $475,920 $475,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $167 $167 $167
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,166 $3,163 $4,081
Total Monthly Payment $3,425 $3,422 $4,340

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.