Fantastic opportunity for Builder, Investor or owner occupant due to the oversized lot in an R-2 zoned district. Seller has recent plot plan showing the ability to expand the current Single Family with an attached spacious addition that could be an income producing apartment (2 family conversion), in-law, or added living area/garage for the existing home. According to the plan, all R-2 zoning requirements would be met. (potential for lot sub division with variance) The well maintained Colonial has a front covered porch taking you inside to the entry hall leading into a spacious & bright living room with French door & wood floor, a large country kitchen with wainscotting, built in china closet & pantry, the updated bathroom has walk in shower plus a separate laundry/mud room with access to the beautiful fenced in yard. The 2nd level has 3 nice bedrooms. Newer heating system, C/A, Vinyl Windows and a great location close to schools, highway access, shopping and more. HURRY OVER TO VIEW
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Wood | 9.6 x 13.0 | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 9.0 x 14.5 | Second |
Kitchen | Ceiling Fan(s), Flooring - Vinyl, Pantry, Country Kitchen | 15.0 x 12.0 | First |
Living Room | Ceiling Fan(s), Flooring - Wood, French Doors | 13.0 x 12.0 | First |
Master Bedroom | Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet | 11.6 x 13.0 | Second |
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,818 | $3,575 |
Total Monthly Payment | $3,239 | $3,237 | $3,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.