Welcome to this cozy single-family home that provides warmth and charm both inside and out. Step into a modern, updated kitchen featuring stainless steel appliances, white cabinetry, and a stylish tile backsplash. The kitchen flows seamlessly into a bright, spacious area filled with natural light, perfect for dining or additional seating. Adjacent to the kitchen, the living room serves as a cozy retreat with its beautiful brick fireplace, ideal for relaxing on chilly evenings. Hardwood floors span much of the home, adding to its inviting warmth and character. The partially finished basement creates a comfortable lounge area with classic wood paneling, making it perfect for hosting gatherings or unwinding with family and friends. The basement also includes a functional laundry area equipped with modern washer and dryer units, adding convenience to daily life. Outside, the property features a charming backyard with mature trees that ensure privacy and showcase stunning autumn views. A detached garage provides extra storage or parking space. The front of the home is equally inviting, with its sunny exterior, welcoming front porch, and neat walkway leading to the entrance. This home blends modern amenities with a classic, homey feel, ready to welcome you in.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Full Bath | Main | |
Kitchen | Corian Counters,Laminate Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,223 | $1,552 |
Total Monthly Payment | $1,622 | $1,621 | $1,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.