Looking for a well maintained home in south Lakeland? Then you have to see this 3 bedroom 2 bath one owner home that is perfect for your family. As you walk in the front door, you will be greeted in the living room - from there you can enter the kitchen or head down the hall to the bedrooms. Kitchen has plenty of cabinet space and open to the dinette area and family room. You can enjoy large family gatherings in this space. The door in the kitchen leads to the backyard making it convenient to grill outside and have an easy access to the kitchen. The inside utility room is so large, you could possibly put a craft table or have a desk/office space. Spacious backyard, plenty of room for those fun family outdoor activities. New roof 2022- no roof insurance concerns for the new owner. NO HOA- bring your boat or camper. This home is located in a wonderful area that is close to restaurants, schools and medical facilities. Come and view this family home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,600 | $223,600 | $223,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,488 | $1,486 | $1,917 |
Total Monthly Payment | $1,643 | $1,641 | $2,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.