GRAB YOUR GOLF CLUBS AND YOUR TOOTHBRUSH, this 2/2/2 TURN-KEY VILLA on the 18th FAIRWAY is ready for new owners !! You will enjoy panoramic golf course views from most windows. Beautiful luxury vinyl plank flows thru the home, adding comfort and style. Spacious kitchen has elegant quartz counters and a large pass thru to dining area, white cabinets with custom dividers, stainless steel appliances, farm sink, recessed lighting and pantry. Custom knotty pine accents add character, but, if you don't care for the look, it can be painted to suit your preferences. ROOF 2020, HVAC 2007, WATER HEATER 2000. This stand alone villa is in the active, fun, friendly, 55+, gated, golf community of SPRUCE CREEK PRESERVE, The $278 monthly HOA fee includes all community amenities PLUS your lawn care, shrubs, sprinkler repairs AND lawn water. Amenities include heated pool, spa, pickleball, tennis, shuffleboard, cornhole, fitness center, water aerobics, yoga, exercise groups, billiards, cards, crafts, games, bingo, bunco, potluck dinners, dances, social and travel groups, and MORE. SCP is less than 5 miles from golf, hospital, doctors, shopping, groceries, restaurants, banking, gas, and miles of nature trails for hiking and biking. The North Central location is ideal for day trips from the Gulf to the Atlantic and a vast variety of activities in between !
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,357 | $1,356 | $1,749 |
Total Monthly Payment | $1,731 | $1,730 | $2,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.