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Location, Location, Location! This split floor plan 3 bedroom/2 bathroom stretched gardenia sits on 0. 27 acres in The Village of Hemingway (District 7). Just out of the backdoor and you are a very short walk down the sidewalk of Canal Street 0. 11 miles, or golf cart ride is 0. 77 miles to The Truman Recreation Center & The Roosevelt Executive Golf Course. The Truman Recreation Center offers multiple activities such as a pool, pickleball, tennis, horseshoes and so much more!! Lake Sumter Landing Square is less than 5 miles from this home!! From the driveway of this gorgeous home you are 0. 95 miles from 466A, using the gated "resident" entry. Get to a grocery store by golf cart in about 10 minutes! This premium lot offers a great amount of back yard & side yard space, with more than enough room to add a pool (with prior written approval), a fence (with prior written approval), and is pet friendly with space to run, stretch and enjoy the sun. Although the home is backed up to Canal Street, the mature landscaping provides ample privacy. As well as minimal traffic after 7: 00 PM. The Bond amount is $12, 500. 00 (approx. ) Seller is willing to negotiate the bond, taxes $6800/year (approx. ) this amount will decrease once bond is paid off, Brand new roof (11/2024), HVAC (2020), all appliances included, furniture is optional.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,600 | $399,600 | $399,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,625 | $2,625 | $3,345 |
Total Monthly Payment | $3,267 | $3,267 | $3,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.