Welcome to this beautiful home in the Village of Hemingway! NEW ROOF 11/2024, as well as the SELLER WILL PAY OFF BOND PRIOR TO CLOSING. This stunning STRETCHED GARDENIA model is situated on a cozy cul-de-sac, offering privacy . The home features three full bedrooms, each with its own
closet, providing ample space for you and your guests. The oversized garage can accommodate two cars and two golf carts. The garage also boasts an 18' wide door for easy access. One of the highlights of this home is
the expanded acrylic enclosed lanai, measuring 13' x 28'. If you desire a pool, there is plenty of room to add one to the backyard. The open floor plan is ideal for entertaining, with a spacious kitchen that features stainless
steel appliances, Corian countertops, and stepped-up maple cabinets with pull-out shelves. The cozy breakfast nook is accented with chair rail and bead-board. The primary suite is a retreat in itself, offering a slider to the
lanai, two walk-in closets, and an en-suite bathroom. The bathroom features a custom-tiled Roman shower, separate vanities, shutters, and a private toilet area. The main living area is spacious and features vaulted
knockdown ceilings. The stackable sliders open to the oversized lanai, creating a seamless indoor-outdoor living experience. The backyard is beautifully landscaped for privacy. The split plan layout is perfect for
accommodating guests, with a pocket door separating the two guest bedrooms and guest bathroom with a tub/shower combo. The inside laundry room offers additional storage cabinets and a convenient utility tub, as well
as a front load washer & dryer. The FURNITURE IS INCLUDED with the home. Additional features of this home include
custom lighting, blinds, gutters, and a recently replaced HVAC system (2020). Within
minutes by golf cart or a short walk, you'll have access to Havana Country Club, numerous golf courses, Truman Recreation Center, and the Largo and Sable Chase neighborhood pools. The CDD line reflects the
combination of maintenance, and fire district fees. Don't miss the opportunity to make this wonderful home yours.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $414,800 | $414,800 | $414,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,795 | $3,528 |
Total Monthly Payment | $3,524 | $3,454 | $4,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.