Discover a rare opportunity in the highly sought-after Tiki Village, a vibrant 55+ gated community. This newer construction home, built in 2005, is loaded with upgrades and nestled in an unbeatable location. Features include a 2020 full roof-over with added insulation covering the house and carport enhancing comfort and energy efficiency. Plus, enjoy the benefit of a new HVAC system installed in March 2021. Two large sheds provide ample storage and creative space: the 8x17 carport shed and an insulated Tuff Shed with electricity, added in 2020—perfect for a "she-shed" or "man cave. " With a low HOA fee of just $40 per month, and no additional community fees, this property is a true find. Plus, you own the land—no lot rent required! The home is also not in a flood zone and remained undamaged and flood-free through recent storms. There is a wheelchair-accessible ramp, which can be easily converted to stairs if preferred. The stairs are there next to the Shed in the backyard. The welcoming layout includes a light, bright interior and an open-concept floor plan that makes the living area ideal for entertaining. This home comes fully furnished and is move-in ready, with solid plywood subflooring, easy-care laminate and non-slip linoleum flooring throughout.
The fully equipped kitchen is with quality Whirlpool appliances and a new refrigerator with an ice maker. The washer and dryer are located in the carport shed however, there's also an inside laundry room if you prefer.
The primary bedroom offers a spacious walk-in closet and an en-suite bathroom with a double-sink vanity, garden tub, and step-in shower. The second bath features a tub and shower combination. Ceiling fans in most rooms add to the comfort, while the screened porch and carport stay cool with added insulation and overhead fans.
A versatile Florida sunroom, previously used as a craft room, is ready to be tailored to your needs, with removable built-in cabinets. Outside, enjoy a large back patio, low-maintenance pebble yard, and lovely Florida landscaping with a dedicated well for watering. This pet-friendly community allows 1 dog and 1 cat up to 25 lbs.
Residents enjoy a welcoming atmosphere, with regular socials and events at the pavilion, shuffleboard, horseshoes, and cornhole. The nearby TAT Civic Association offers access to additional amenities like a heated pool, fitness classes, RV storage, boat parking, and more. Local highlights include shopping, dining, theaters, beaches, boating, golf, nature parks, and the famous Tarpon Springs Sponge Docks, all within a 5-mile radius.
This charming, low-maintenance home is a true gem. Don’t miss the virtual tour!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,188 | $1,159 | $1,463 |
Total Monthly Payment | $1,318 | $1,289 | $1,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.