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14 Gill Terrace, Ludlow, VT, 05149 | $995,000
Engaging and Inviting! The sweeping exterior arches are mirrored by the sweeping interior arches. This warm home exudes subtle elegance in every room with an abundance of natural light streaming in from its southern exposure. Exquisitely maintained by the owner of 33 years, every beam and board has been given personal TLC during the years of extensive renovations. Enjoy the expansive views from the sun room inside or of the elevated deck outside. As the "envy" of Ludlow Village, this home offers the advantages of village location (municipal water/sewer) and village convenience: proximity to shops/fine restaurants, minutes to world-class skiing and golf as well as the nearby lakes. . . "country living" at its best. . . with mountain views, wonderful landscaping and gardens, and a magnificent patio to relax with family and friends in the hot tub or by the gas fire pit. Oh, AND the walkways are heated from the house to both the garage and the hot tub. . . . what more could you ask! How about the "EV ready" oversized 2-car garage. . . and the list goes on (see attached list of home improvements). . . come and visit us!
Features
- Rooms: 12
- Bedrooms: 4
- Baths: 1 full / 1 three-quarter
- Style: Farmhouse,Historic Vintage,Craftsman
- Year Built: 1910
- Garage: 2-car Garage
- Heating: Baseboard,Hot Water,Multi Zone,Radiant Floor
- Cooling: Attic Fan,Whole House Fan
- Basement: Bulkhead,Concrete Floor,Exterior Access,Full,Stairs - Interior,Storage Space,Sump Pump,Unfinished
- Approx Sq. Feet: 2,516
- Acreage: 0.49
- Est. Taxes: $8,877
- Lot Desc: Corner,Country Setting,Landscaped,Mountain View,Open,Sloping,View
- MLS#: 5018149
- Website: https://www.raveis.com
/prop/5018149/14gillterrace_ludlow_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/6/2024Listing courtesy of Four Seasons Sotheby's Int'l Realty Phone: 802-228-4537
Listing Agent: Diane Rousseau
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Gill Terrace, Ludlow, VT, 05149
$995,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
| Monthly Tax Payment | $740 | $740 | $740 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,582 | $5,031 | $6,717 |
| Total Monthly Payment | $5,414 | $5,863 | $7,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484