Lovely and pristine 1 bedroom ranch at North Farms. This 2nd floor ranch is filled with natural light and has beautiful hardwood floors, a spacious combination dining/living room and a kitchen with sliders to a balcony facing the woods. The balcony is a great spot to have your morning coffee or enjoy dining al fresco in the warmer weather. Nothing to do but move in to this well maintained unit with newer mechanicals. All appliances including washer and dryer stay. Seller prefers a closing date of 12-31. This unit comes with two assigned parking spots as well as plenty of visitor spots in the complex. North Farms is a very desirable condo complex with a reputation for being well managed. North Branford is a wonderful small country town but is centrally located so that you can get to Branford, North Haven, East Haven, Northford and Guilford in less than 10 minutes and just 25 minutes to downtown New Haven, the train station, Yale University and Yale hospitals and just 90 minutes to NYC. Come take a look at this unit, I am sure once you see it you will want to make it your new home.
Type | Description | Level |
---|---|---|
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,410 | $1,409 | $1,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.