Sitting beautifully on a lush . 20 acre lot in Ozona of Palm Harbor - this home feels like a resort with over 200k in updates and upgrades! This oasis offers multiple living options! LAYOUT: Upstairs (the main level living for this stilt style home) is gorgeous! Offering a spacious master suite with 3 large closets and an ensuite bathroom, plus an additional second bedroom and a second full bathroom off the hallway. Upstairs also offers a large great room with a natural stone faced gas fireplace and floor to ceiling windows, a large kitchen with solid cherry wood cabinets & a cook top island that can sit up to 8, a dining space just off the kitchen and slider access to the upper level deck's outdoor dining space that overlooks the awesome saltwater pool/spa/bar area! Plus an upstairs laundry room! GROUND LEVEL (air conditioned space): there is an interior staircase to access downstairs OR a private exterior front entry door on the ground level to access (was used as a Air B&B by previously). Downstairs WAS EFFECTED by Helene (not Milton). It has been professionally remediated/dried out with all electrical outlets raised. The downstairs is being sold in it's current remediated as is condition - it is clean and ready to go -the only thing that needs to be done to finish this area back to it's previous state is a few feet of bottom portion drywall or PVC walls throughout (or covert home to it's original stilt style). There is a full bathroom downstairs that is in working order with a new pedestal sink. See last set of photos for current state of each room vs original room photos provided by seller. There is also a 2 car garage with hurricane impact door. The previous state of downstairs offered a full 2nd kitchen, laundry room, 2 bedrooms, a full bathroom and a large living/theatre room. THE GOODS: brand new 2024 Hurricane impact windows/sliders/doors throughout entire home upstairs and down (50K), new roof 2022, new Banko hurricane impact garage door (4k), 2019 A/C with new exterior elevated platform for unit, new air ducts (7k), new attic insulation & radiant foil barrier (4k), new exterior tropical landscaping/hardscaping/grading in front & back designed to prevent from washing out in heavy rains etc (20k), new exterior lighting front & back, all new Trex exterior decking and exterior stairways in front & back, brand new completely rebuilt front stairway, deck & patio (15k), new 3k permanent basketball hoop in driveway (plus, driveway & expanded parking area can fit up to 14 vehicles/toys!), new professionally installed full sized outdoor lounge swing by pool (3k), new Guardian security system (5K), new water filtration system and water softener, new high end luxury vinyl flooring throughout (10k), over 8k in new high end stainless steel kitchen appliances (incl cook top and smart fridge), new washer/dryer, popcorn ceiling removal (4K), plumbing upgrades (3K), all fresh paint/trim throughout (4k), all new gorgeous ceiling fans and lighting fixtures throughout (over 7k) - it is awesome! Golf cart friendly Ozona offers no rental restrictions, no deed restrictions, no HOA fees- park all your Florida toys with freedom! Walk/bike/golf cart to Ozona’s shops and restaurants or to downtown Palm Harbor for more restaurants and festivals! The Pinellas Trail, sports complex and Pop Stansell Park & Pier are down the street! Zoned for the highly desired Palm Harbor University High School, Palm Harbor Middle and Ozona Elementary! Paradise everyday!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$790,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $314 | $314 | $314 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,200 | $5,330 |
Total Monthly Payment | $4,664 | $4,606 | $5,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.