118 W Fern STREET, Tampa, FL, 33604 | $459,900

Welcome to your dream home in the heart of Old Seminole Heights, where classic charm meets modern elegance! This meticulously renovated 3-bedroom, 2-bathroom gem is nestled among the historic Craftsman-style bungalows and picturesque brick streets that define this beloved neighborhood. The heart of this home is undoubtedly the brand-new kitchen, which boasts a generous island that is perfect for both meal preparation and casual gatherings. The sleek cabinetry, quartz countertops, and stainless steel appliances make this space as functional as it is beautiful. The home features three spacious bedrooms and two fully renovated bathrooms that exude luxury and relaxation. When it's time to entertain or unwind outdoors, you'll fall in love with the expansive pavered backyard. This private oasis is ideal for hosting barbecues, picnics, or simply basking in the Florida sunshine. Imagine creating cherished memories with family and friends in this charming outdoor space. Practical updates include a 2022 HVAC system and a 2022 water heater, providing peace of mind and energy efficiency for years to come. Located in the sought-after Old Seminole Heights neighborhood, you'll have easy access to local shops, dining, and transportation. With a short 10 minute drive to Armature Works, Downtown and Ybor, this home is centrally located in the heart of Tampa. The community's rich history and vibrant culture are at your doorstep, offering a unique living experience that's second to none. Don't miss your chance to own this stunning 3-bedroom, 2-bathroom home in Old Seminole Heights. Schedule a viewing today and make this your forever haven, where timeless elegance meets contemporary comfort. Your dream home awaits!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 122
  • Laundry: Inside
  • Style: Bungalow
  • Year Built: 1972
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,274
  • Acreage: 0.14
  • Lot Size: 50 x 122
  • Est. Taxes: $4,424
  • Lot Desc: City Lot
  • Elem. School: Seminole-HB
  • Middle School: Memorial-HB
  • High School: Hillsborough-HB
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8316179
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8316179/118wfernstreet_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 11:54:01 PM)
Listing courtesy of NETWORTH REALTY OF TAMPA, LLC   Phone: 813-282-7444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

118 W Fern STREET, Tampa, FL, 33604

$459,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,920 $367,920 $367,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $369 $369 $369
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,448 $2,417 $3,103
Total Monthly Payment $2,892 $2,861 $3,547

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.