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400 East Lake Road, Ludlow, VT, 05149 | $550,000
Quintessential Vermont A frame home nestled on a wooded lot, in one of the most sought after areas of Ludlow. This home is located a few hours drive from NYC and Boston. It's just minutes from Ludlow and Okemo Ski Resort, Jackson Gore and literally seconds from access to the VAST snowmobile trail. There is deeded access to Lake Pauline across the road, and is minutes from Fox Run Golf Course and Echo Lake. It boasts a deck for outdoor meals and a wood stove for cold winter nights. It has a new mound septic system, mini-splits for air conditioning and heat, new vinyl flooring on the first floor and recently renovated driveway with drainage. The public spaces on the main level have an open dining/living/kitchen area with large windows and sliding door leading to the deck. There are 2 bedrooms with a bathroom. As an added bonus there is a loft upstairs! The lower level has a bedroom apartment with a separate entry and common mudroom. Two outbuildings provide storage for your snowmobiles or ATV's. Amazing view of Okemo Ski Area. Possible income potential for long or short term rental. This home opens up many possibilities as income property or a family home in which to make many wonderful memories! This is also listed as a single family MLS number 5020649
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Units: 2
- Style: A Frame
- Year Built: 1969
- Heating: Wood,Baseboard,Electric,Stove - Wood,Mini Split
- Cooling: Mini Split
- Basement: Climate Controlled,Concrete Floor,Daylight,Finished,Full,Insulated,Walkout,Exterior Access
- Approx Sq. Feet: 1,781
- Acreage: 9.1
- Est. Taxes: $3,522
- Lot Desc: Lake Access,Mountain View,Recreational,Sloping,Trail/Near Trail,View,Wooded,Near Golf Course,Near Shopping,Near Skiing
- Elem. School: Ludlow Elementary School
- Middle School: Choice
- High School: Choice
- School District: Two Rivers Supervisory Union
- MLS#: 5020651
- Website: https://www.raveis.com
/prop/5020651/400eastlakeroad_ludlow_vt?source=qrflyer
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Listing Agent: John Napier
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
400 East Lake Road, Ludlow, VT, 05149
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
| Total Monthly Payment | $3,313 | $3,310 | $4,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484