Welcome to this beautifully updated, all-brick ranch home nestled on an exceptional property with exclusive creek ownership! This unique opportunity includes the entire neighborhood creek, which transfers with the sale—meaning you’ll have a stunning water feature that’s completely yours. This charming home offers 3 spacious bedrooms, 2 full baths, and multiple living spaces, including formal living and dining rooms, a cozy family room, a sunroom, and a brand-new deck overlooking the creek and a tranquil wooded lot. The wooded area, owned by a neighboring school, provides lasting privacy with no future developments in sight, so your peaceful view is here to stay. Inside, recent updates bring fresh style and modern convenience: refinished hardwood floors, new lighting and plumbing fixtures, fresh paint throughout, and a beautifully remodeled kitchen with granite countertops, a new tile backsplash, and brand-new stainless steel appliances. The addition of luxury vinyl plank flooring ensures durability with a tile look but none of the upkeep. This property also features an extra-tall carport, perfect for camper, RV, or boat storage, and a unique workshop space under the sunroom with full-height ceilings and lighting. Originally used as a photography workspace, this area is ideal for storage, hobbies, or even a new workshop. With majestic oak trees in the front yard and vibrant fall colors on display, now is the perfect time to experience this one-of-a-kind property. Don’t miss the chance to own your own private creek and enjoy this beautiful home—schedule your showing today!
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$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,818 | $1,749 | $2,220 |
Total Monthly Payment | $2,072 | $2,003 | $2,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.