Welcome to this charming Bayside gem, a meticulously maintained property with 7 thoughtfully designed rooms and a unique backyard retreat. This spacious home features 3 spacious bedrooms, and inviting natural light throughout. As you enter, you'll be welcomed by a bright and cozy living room that flows seamlessly through an elegant archway into a formal dining area. The kitchen boasts granite countertops, beaded cherrywood cabinetry, and convenient gas cooking, ideal for both daily meals and entertaining. Step outside to your own private sanctuary. The backyard is a peaceful oasis, anchored by a serene koi pond surrounded by beautiful landscaping and seasonal trees, including pear, cherry, and apple. Imagine relaxing on the Trex deck, which features a hot tub and views of the koi pond, complete with a waterfall that brings the space to life. The two-car garage has been newly renovated, providing ample storage and functionality. Inside, the basement includes a main room, a laundry room, a full bath, and an additional flexible-use room, adding versatile living space. The home features marble flooring on the main level, classic parquet upstairs, and durable laminate in the basement, blending both elegance and practicality. Additional highlights include three window A/C units and a partially replaced roof (12 years ago). Located in the highly desirable School District #26, this home is conveniently situated near parks, shopping, and dining, with easy access to Bell Blvd and Bay Terrace. It's also conveniently located to Whitestone and the Cross Island Expressway, making commuting a breeze. Don't miss your chance to own this Bayside haven. Schedule your showing today to experience the tranquility of this remarkable backyard and the comfort of this exceptional home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,375 | $4,804 | $6,413 |
Total Monthly Payment | $4,956 | $5,385 | $6,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.