All treats and no tricks at this darling home on Darling Street! Deceiving amount of completely renovated space with open concept floor plan. Seamless flow from family room to eat-in-kitchen to dining room addition with french doors leading to private patio and backyard. Nothing to do but enjoy, entertain and live well! New kitchen with granite countertops, stainless steel appliances, ample cabinetry for storage. Family and friends can sit at the island bar opening to the expansive dining room and be a part of the holiday meal preparation or cozy up on the crisp nights by the brick fireplace. Updated half-bath lavette off of kitchen. Just a few steps lead to 3 spacious bedrooms and full bathroom on upper level. New hardwoods throughout first floor and bedrooms. Integrated garage opens to finished lower level space with laundry- ideal for home office, playroom or guest space. Unfinished portion of basement offers plenty of additional storage space. Low maintenance with young roof, new oil tank, updated windows and doors, Central AC. Peaceful, wooded backyard abutting woodlands and offering privacy in a quaint and quiet neighborhood minutes from highways, shopping, schools. Nothing to do here but decorate for the Holidays!
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Our Executive Mortgage Banker:
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $3,148 | $3,145 | $3,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.