Escape to lakeside living with this stunning 5-bedroom, 2. 5-bath lakefront home on Oxoboxo Lake. Enjoy a spacious kitchen with new appliances, cherry cabinets, Corian countertops, and bamboo flooring that extends into the dining area, plus a convenient pantry. The formal living room features a cozy fireplace, while the expansive family room boasts built-ins, walk-in closet storage, deck access, and walls of windows overlooking the lake. The main-floor primary bedroom offers a private, full bath, and four additional bedrooms are situated on the upper level with electric heat. For eco-friendly comfort, this home is equipped with geothermal heating, solar panels, a whole-house Generac generator, and a fully insulated attic. Additional highlights include central vac, central air, two linen closets, and new well equipment (installed in 2023). A partially finished walkout basement features a wood fireplace, recreation room with built-in shelving, and a workshop area. The home's new roof (2021) and over-sized 1 car garage connected by a breezeway add extra appeal. Outdoors, you'll find a charming flower garden, a deck with built-in seating, and a private dock, perfect for launching your canoe. This lakefront retreat is ready to be your private escape!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 11.2 x 10.3 | Upper |
Bedroom 2 | Wall/Wall Carpet | 11.5 x 10.1 | Upper |
Bedroom 3 | Wall/Wall Carpet | 11.8 x 11.8 | Upper |
Bedroom 4 | Wall/Wall Carpet | 8.7 x 9.1 | Upper |
Dining Room | Hardwood Floor | 11.6 x 16.1 | Main |
Family Room | Skylight,Vaulted Ceiling,Balcony/Deck,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 20.1 x 16.4 | Main |
Kitchen | Hardwood Floor | 9.4 x 10.1 | Main |
Living Room | Fireplace,Wall/Wall Carpet | 11.6 x 15.1 | Main |
Other | 11.6 x 11.3 | Upper | |
Primary Bedroom | Full Bath,Wall/Wall Carpet | 11.3 x 11.8 | Main |
Rec/Play Room | Book Shelves,Built-Ins | 25.1 x 16.4 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $543 | $543 | $543 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,627 | $3,348 |
Total Monthly Payment | $3,279 | $3,245 | $3,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.