Your new home in El Dorado Hills sits High and Dry. No Flood Zone(X), Non Evacuation Zone, and a 10 minute drive to the Edge District Downtown. Freshly painted exterior walls/ rear decking, over-sized paver driveway, and rear alley access. A two bedroom, one bath, with bonus air-conditioned loft space great for extra storage, den/office, or additional sleeping area. The well lit front entryway foyer leads to an open living room and kitchen space with Bar-top Island. The kitchen sink has a well sized window above overlooking the large rear backyard and wrap around rear deck. The well-sized primary bedroom has easy backyard access thru the glass sliding door. The split floor plan has the Primary bedroom in the rear of home and the 2nd bedroom in the front off the living room. Additional access to the backyard/ rear deck from the newer french doors in the kitchen. The current owner has taken care of a couple major updates: A/C 2018, A/C ductwork 2019, Electric Tankless Water Heater 2022, and whole home water filtration system 2022. The rear side yard has an additional storage shed that conveys with the home. Rear of yard has a large mango tree that produces an abundance of mangos. This could be your next home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,810 | $1,808 | $2,294 |
Total Monthly Payment | $2,123 | $2,121 | $2,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.