Discover this two-bedroom, two-bath villa in the Laurel Run Community. A courtyard entry with an iron gate welcomes you to the cozy interior. Inside, parquet flooring in the foyer leads you to an open dining and living area. Cathedral ceilings, sliding doors open to a lovely pergola porch overlooking a scenic creekâyour own peaceful retreat. The master bedroom, just off the living room, offers porch access and features two cedar-lined closets, including a walk-in. Guests enjoy privacy in the comfortable second bedroom, perfect for visitors or an office. The heart of the home, the kitchen, offers unique wood flooring, a central island with stylish lighting, and a walk-in pantry for easy storage. A two-car garage and inside laundry closet add convenience. The community's guarded entrance provides safety and peace of mind. Perfect for downsizing without sacrificing style, this villa is close to downtown, hospitals, shopping, and dining. Enjoy comfort, privacy, and social opportunities in this vibrant community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,381 | $1,329 | $1,686 |
Total Monthly Payment | $1,568 | $1,516 | $1,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.