THIS ONE'S SPECIAL. Be sure to check it out before you settle for less! This well-designed home offers many unique features to make it a premium choice. Two separate buildings, each with their own central HVAC, provide a 3/3/3 home with the main house featuring 2/2/3 plus the 1/1 "cabana" house, which can serve as a your 3rd bedroom, a handy home office OR a separate in-law apartment, with mini-kitchenette and your 3rd full bathroom. (It's also an opportunity for rental income!) ALL bedroom closets are walk-in. Double front entry doors provide a dramatic entrance to the large, sunny center courtyard, which is totally private with no sight-lines to the public. Not everybody wants a pool, but if you do this is the perfect spot to add one. A 14x28' private pool can fit in the courtyard without impacting property setbacks. Most BSI lots are under 0. 25 acre, this double-sized corner lot delivers 0. 45 acre with an expansive front yard and a long circular driveway, allowing generous extra off-street parking. Fantastic location features the Twin Isles Country Club (301 Madrid) with its swimming pool, tennis courts and fine restaurant as your neighbor across the street, with the TICC Golf Course virtually extending your back yard with a beautifully scenic, tranquil view from the enclosed back patio, looking out over the 10th tee. (Like having an extra 50 acres back there, with somebody else to mow the lawn!) It's all move-in ready and in excellent condition with a new roof, new paint, new landscaping and all upgraded stainless steel appliances. New energy-efficient hot water system just installed 7/17/2024. Roof features newest wind-resistant flat tiles. ZERO FLOOD HISTORY FOR BOTH HOUSE & GARAGE! Custom-fitted Storm Smart hurricane shutter screens included. Huge 3 car garage with 12' high ceilings includes 220-240V Electric Vehicle charging station, along with a dedicated mini-split air conditioner & heater. Most interior furnishings are optionally available for purchase. Retail plazas within 1/2 mile provide a Publix supermarket, Home Depot, restaurants, medical/dental offices and more. Elevation certificate, survey and disclosures provided. There are no mandatory HOA fees, membership in the Burnt Store Isles Association is optional at $45/year (it is a Neighborhood Association, not an HOA by Florida Statute 720). Deed restrictions are listed on the website at BSIA. net, enforced by the applicable City of Punta Gorda zoning district. Listing agent is owner. Come get a look!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,288 | $3,164 | $4,014 |
Total Monthly Payment | $3,759 | $3,635 | $4,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.