Presented byValerie Previte |
An Iconic North Reading Home is now available. Many possiblities are available for this River Front property with Residential & Local Business zoning. Quaint and comfortable with 3 bedrooms plus a den with closet located on the 1st floor. The kitchen offers granite counters and cherry cabinets with stainless steel appliances as well as a fireplaced dining area. There is a pantry, home office and mudroom. The hardwood floors have been recently refinished, both bathrooms have just been renovated, and the interior of the main house has been freshly painted. Additional living/work space is in the adjoining side of the house. Originally built as a garage, the current owners used it for a small retail ceramic business. It offers a finished and heated bonus room/playroom and add'l finished space on the 2nd floor. Wrapped by the Ipswich River bringing tranquility to this amazing property, Drop a fishing line, launch a conoe or read a book on a blanket or cool off in the pool.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 10.0 x 13.0 | Second |
Bedroom 3 | Closet, Flooring - Hardwood | 10.0 x 17.0 | Second |
Dining Room | Flooring - Laminate, Window(s) - Picture | 13.0 x 13.0 | First |
Kitchen | Flooring - Laminate, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded | 12.0 x 13.0 | First |
Living Room | Closet/Cabinets - Custom Built, Flooring - Hardwood | 22.0 x 13.0 | First |
Master Bedroom | Walk-In Closet(s), Flooring - Hardwood | 11.0 x 21.0 | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 978.604.6460
valerie.previte@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $853 | $853 | $853 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,019 | $5,436 | $7,257 |
Total Monthly Payment | $5,997 | $6,414 | $8,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.