Welcome to 28 Sandpiper Crescent, a stunning turnkey townhouse located in the highly sought-after Surf Village complex. This beautifully designed residence boasts three-floor living with 2 1/2 baths, allowing easy access to the kitchen, living areas, and your private patio with a view of flowing water. Enjoy the spacious living room with cathedral ceilings and elegant gas fireplace, perfect for cozy evenings. The fully customized kitchen features expanded granite countertops and bar seating, making it ideal for entertaining. The upper-level loft is light-filled with vaulted ceilings and skylights, while the middle level includes a second bedroom and a Primary. Upgraded bathrooms showcasing glass doors and premium finishes. From the slider doors, step onto a stone patio that overlooks the tranquil salt marsh and tidal waterflow from Long Island Sound, providing a serene outdoor experience. This home has an attached garage with epoxy flooring, whole-house surge protection, and a recently replaced central air system. Enjoy all the amenities of resort living year-round, including a gorgeous beachside heated pool and access to a private sandy beach. Additional features include hardwood floors, new lighting throughout, and a fully integrated smart home system for security and convenience. Low HOA fees of just $425 per month. Potential for furniture and wall-mounted electronics to be included or purchased separately. Don't miss out on this exceptional opportunity in Surf Village. Pets are allowed. Renting is allowed. HOA includes flood insurance. The primary and second bedrooms feature custom California closets, providing optimal storage solutions. Additionally, the property is equipped with an expanded WIFI internet system for enhanced connectivity. The monthly association fee will go up by $50 to $475 effective January 1, 2025.
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,217 |
Total Monthly Payment | $4,053 | $4,007 | $4,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.