Welcome to this stunning TURNKEY Jasmine model home, ideally situated on an OVERSIZED cul de sac lot in the vibrant village of Pennecamp that offers both convenience and charm. Enjoy a partial water view from the comfort of your own COVERED LANAI and EXPANSIVE BIRDCAGE with river rock flooring. As you enter, you are greeted by a lovely foyer featuring a wooden door and a glass storm door, adorned with decorative glass inserts that set the tone for elegance throughout the home. The SPACIOUS KITCHEN, perfect for culinary enthusiasts, boasts GRANITE countertops, stainless steel appliances, and a cozy dinette area, making it the heart of the home. The cabinetry has been expanded to include a pantry and coffee bar perfect for those late nights or early mornings. The inviting living room features soaring VAULTED CEILINGS and a ceiling fan, creating an airy atmosphere that is perfect for relaxation or entertaining. A sliding glass door provides a seamless transition to the EXPANSIVE LANAI AND BIRDCAGE, where you can enjoy the beauty of the outdoors while being sheltered from the elements. The adjacent dining room, designed in an OPEN CONCEPT layout, is ideal for hosting family gatherings or intimate dinners with friends. Retreat to the primary bedroom, a serene sanctuary with vaulted ceilings and large windows that overlooks the lanai and birdcage, allowing for plenty of natural light. The en suite bathroom is a PRIVATE OASIS, featuring a double vanity and a (Roman) walk-in shower, while the generous walk-in closet offers ample storage space. Two additional bedrooms provide comfortable accommodations for family or guests, sharing a well-appointed guest bath with a tub and shower for convenience. Step outside to the expansive screened lanai, complete with ceiling fans for those warm Florida days, creating an OUTDOOR HAVEN for entertaining or simply unwinding. The mature Florida landscaping, complemented by a PRIVACY wall and hedges, provides an extra layer of privacy, enhancing your outdoor experience. This exquisite home offers a perfect blend of style, comfort, and functionality. The highly desirable Village of Pennecamp is centrally located between 466 and 466A, close to Lake Sumter Landing Market Square and Brownwood Paddock Square, Cane Garden Country Club and Championship Golf Course, SeaBreeze and Lake Miona Regional Recreation Centers, Colony Plaza, Pinellas Plaza, Shopping and Restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,935 |
Total Monthly Payment | $2,542 | $2,540 | $3,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.