Fall in love with this deceptively spacious split-level home w/ the perfect blend of comfort and convenience. 2, 633 sq ft of crafted living space offering large bedrooms & finished walkout lower level. The main fl welcomes you with warm hardwood floors & a sun-filled vaulted living room featuring a lg whitewashed brick open hearth fireplace - the heart of the home - with sitelines to upstairs, kitchen & dining room. Entertain in style from the dining rm & kitchen which opens to a charming side porch nestled against a serene wooded backdrop ensuing the utmost privacy. Upstairs the Primary Suite is a private retreat with a full bath, while 2 addl bedrooms are generously sized to comfortably accommodate king & queen beds. Downstairs, the finished lower level transforms into a cozy family room with a 1/2 bath & two addl rooms, home office and guest bedrm. *The lower level presents as an Ideal Setup for an In-Law Suite or possible Accessory Dwelling Unit with plenty of space to add a full bath & kitchen. *Set on a lush 0. 70-acre lot, this home has many Expansion Possibilities and a lg attached 2-car garage. Many recent upgrades include: A brand-new roof & chimney (2024), a new sewage pump (2022), updated electric panel (2016). Well-maintained and reliable boiler enhance peace of mind and convenience. Ideally located in the walkable king street neighborhood near top-notch schools, shopping and effortless highway access, this home combines modern comfort w/ natural beauty.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | 9 ft+ Ceilings,Tile Floor | Lower |
Dining Room | Hardwood Floor | Main |
Family Room | 9 ft+ Ceilings,Sliders,Tile Floor | Lower |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Half Bath | Tile Floor | Lower |
Kitchen | Balcony/Deck | Main |
Living Room | Bay/Bow Window,Vaulted Ceiling,Dining Area,Fireplace,Hardwood Floor | Main |
Office | 9 ft+ Ceilings,Tile Floor | Lower |
Primary BR Suite | Full Bath,Stall Shower,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $598 | $598 | $598 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,816 | $2,813 | $3,569 |
Total Monthly Payment | $3,506 | $3,503 | $4,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.