Welcome to your dream home! Enjoy Lakeside living frontage on Lake Ponderosa along with a must see screen enclosed in-ground concrete pool! Elegant and spacious 2 story 4/2 and a half bath with a bonus office room. Concrete Block Home with 2178 Living Sq ft and 4603 total sq ft under roof! Relaxing and Gorgeous waterfall leading into a 9 foot deep in-ground saltwater heated pool all surrounded by a 35x25 screened enclosure along with an attached 23x10 patio/lanai enclosure. Newer decorative re-marinated coating on the pool and deck, recently painted. Elegant concrete masonry fence wall at the main entrance leading to a concrete driveway into a 21x22 attached garage with a workshop and electric garage door opener. Chain link fence surrounds the property with a massive scenic backyard and a 24x18 frame shed on a slab with electric. Beautiful rock landscaping around the home along with a unique concrete curb bordering around the home. Inside features a chefs dream kitchen that boasts real maple wood cabinets, classy granite countertops and matching granite back splash. Spacey kitchen bar along with a kitchen island. "Lazy Susan" cabinets and all new stainless steal appliances make this kitchen a dream! Living room features a wet bar with matching granite and an electric fireplace with a Cedar Mantle. Luxury vinyl plank flooring and professionally painted throughout make this home a delight!. Upstairs features an oversized Master Bedroom with a unique balcony that shows an amazing view of Lake Ponderosa! The master Bath features all new walk-in 12" tile rain shower with 5 showerheads, jetted tub, skylight, granite countertops, all top of the line, MUST SEE! Roomy walk-in closet with an 11 camera security system, along with a unique hidden man cave that gives ultimate privacy! Inside Laundry Room and half bath combo. There are updates upon updates on this home, such as per Seller: 2019 new metal roof, 2023 A/C unit, 2014 "second" A/C unit, luxury vinyl plank flooring throughout in 2023, beautiful granite countertops and granite back splash in 2023, new appliances in 2023, Tankless hot water heater in 2023, 2006 pool enclosure, 2021 re-marciynted pool area, all new paint inside the home in 2023, 2015 garage door opener, new paint on the outside of the home in 2021, completely remodeled bathrooms in 2023, updated windows. This home has it all! MAKE AN OFFER TODAY!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,320 | $2,233 | $2,833 |
Total Monthly Payment | $2,579 | $2,492 | $3,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.