Welcome to your dream retreat! This exquisite 3-bedroom, 2. 5-bathroom end-unit condo offers a perfect blend of classic style and modern comfort. Perched in a prime location with beautiful views of the iconic Skyway Bridge, you can gaze at the sparkling Terra Ceia Bay, and may even see a fish jump. Each evening, soak in vibrant sunsets from your large screened patio. Whether entertaining, unwinding, or enjoying your morning coffee, this space will become your sanctuary. Step inside through large, storm-resistant sliders to discover a spacious open living area adorned with neutral walls and elegant caramelized strand bamboo floors. The gourmet kitchen is a chef's delight featuring granite countertops, abundant cabinet space, and a convenient laundry nook with a folding counter and pantry. The expansive master suite is a true retreat, with private patio access for added convenience and privacy. Beautiful upgrades include crown molding throughout, custom plantation shutters, and motorized shades for the sliders and master patio door and window. Two additional bedrooms provide versatility, with one perfect as a home office or private study. This meticulously maintained unit is part of the highly sought-after Bay Pointe Condominium in gated Terra Ceia Bay Club. Quietly tucked away in the back of the community, the property boasts a new roof (2024), fresh exterior paint (2020), and a beautifully renovated pool/spa (2024) exclusive to Bay Pointe residents. As an added benefit, the unit's HVAC was replaced in 2023 and a pre-listing home inspection conducted to give potential new owners additional peace of mind. This proactive step reflects the care and attention this condo has received, offering buyers insight into the property’s excellent condition. Beyond the condo, immerse yourself in nature on the boardwalk through vibrant mangroves, enjoy access to the public golf club, or take advantage of the array of desirable community amenities. Here, the luxurious essence of the Gulf Coast blends seamlessly with serene surroundings, creating more than just a home—this is your sanctuary. Experience the life you've always envisioned, where every day feels like a picturesque getaway!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $2,917 | $2,883 | $3,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.