Edged by stonewalls and hugged by the surrounding woods, this easy-to-maintain one-level property may just check all the right boxes. Enter from the front covered porch into the inviting, light-filled open-concept kitchen/living room. There are plenty of kitchen cabinets, counter space, and even a stationary island. Conveniently located down the hallway, you will encounter the bedrooms with closets; one with mirrored closet doors, a full bathroom, and a laundry room. The covered hard-wired generator will give you peace and mind when Mother Nature throws a curveball your way. The attached heated storage area is ideal for your storage needs during all seasons. Enjoy the psithurism and other melodies of nature as you explore the serene wooded lot. Established perennials; hostas, lilies, multiple colors of hardy rose bushes, hydrangea, black-eyed susans, shasta daisies, and fall-blooming sedums. WW permitted for a three bedroom; no zoning in Sheffield. Close to the local elementary school and a myriad of NEK recreational opportunities; skiing, hiking, biking, fishing, and boating just to name a few. High school choice. Great property to establish roots, downsize or as a quintessential Northeast Kingdom getaway.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $984 | $1,248 |
Total Monthly Payment | $1,152 | $1,151 | $1,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.