VINYL IS IN, CEDAR SHAKES ARE OUT! Vinyl shakes on front with horizontal vinyl siding on sides and rear. QUICK CLOSE POSSIBLE! Picture perfect 1972 Cape with all the character of that era. Four Bedrooms, Two Full baths and is beautifully maintained and updated. This home has 1, 988 sq ft of living area, including a 3-season room with direct access to an oversized two car garage. It is located in farm and horse country on a private 1 acre level lot in a small neighborhood close to the Library, Town Hall, and Elementary School. The entry foyer with coat closet opens to a large front to back living room featuring a Fireplace mantel and surround with lovely wood paneling and a wood stove perfect for cold winter nights. Circular traffic patten makes entertaining a breeze with comfortably sized dining room, and kitchen with an island with seating for two. First floor has a large private bedroom, there is also a full bath on the first floor. The second floor has an abundance of sunlight with an additional full bath, hardwood floors throughout, and three bedrooms with a spacious front to back primary bedroom that's bright and sunny with skylight. The lower level offers plenty of storage and 498 sq ft of finished area. Newer furnace, hot water heater, oil tank, roof and whole house generator. Easy access RT 101, I-95, Beaches, Ports and Newburyport.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $738 | $738 | $738 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,557 | $3,509 | $4,452 |
Total Monthly Payment | $4,387 | $4,339 | $5,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.