Welcome to 104 Timber Ridge, nestled in the sought-after 55+ community of Spring Lake Village in Southington! This inviting townhouse provides the perfect blend of comfort and convenience, with an open, sunny floor plan designed for easy living. Step inside to find a bright eat-in kitchen, complete with all appliances and ample cabinetry. The adjacent dining area flows seamlessly into the spacious living room, which opens to a private deck-ideal for sipping your morning coffee or unwinding in the evening. A convenient half bath on the main level makes hosting guests a breeze. Upstairs, you'll discover two generous bedrooms with great natural light, along with a full bath. The full basement is ready to accommodate your needs, whether for storage or as potential additional living space. Plus, the detached one-car garage provides convenient, year-round protection for your vehicle! As a resident of Spring Lake Village, you'll enjoy a range of amenities, from a serene in-ground pool, tennis courts, a bocce ball court, and scenic walking trails. Plus, the community clubhouse provides regular social events to help you stay connected.
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,213 | $1,196 | $1,518 |
Total Monthly Payment | $1,567 | $1,550 | $1,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.