Welcome home to this charming, turn-key 3-bed, 2-bath Cape in the desirable Fruit Hill area of North Providence. This meticulously maintained property offers practical improvements with hints of original character throughout. The newly renovated eat-in kitchen features beautiful granite countertops, a convenient counter seating area for 4, stainless appliances and sleek custom cabinetry with tons of storage. Newly refinished hardwood floors extend throughout the main living areas and bedrooms on both levels of the home. The spacious family room provides added versatility with the potential to be converted into a 4th bedroom. Downstairs, you'll find a finished laundry room with abundant storage. Outdoor living shines with a fully fenced-in private backyard, complete with a built-in fireplace and a designated entertainment on your patio and covered deck with room to spare for all your gardening goals. A spacious 2-car garage, and ample driveway parking makes this home practical, comfortable and convenient with plenty of curb appeal. Don't miss your chance to make this affordable Fruit Hill gem your own!
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,036 |
Total Monthly Payment | $2,862 | $2,860 | $3,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.