Under contract-accepting backup offers. Introducing your home at 2 Live Oak! This 3-bedroom, 3. 5-bath residence is ideally located on a sought-after corner lot within the Springs Bath & Yacht Club Community. Residents enjoy exclusive access to a beautiful 64' x 40' spring-fed pool, kept at a refreshing 72 degrees year-round, along with a welcoming clubhouse on the shores of Lake Harris, a fishing dock, and private boat ramp. Inside, you'll find a brick fireplace and two rear patios, perfect for taking in the backyard views. Recent updates include a low-maintenance well tank and connections installed in September 2024, as well as a replaced septic system and field in October 2024. The home is supplied with well water and can be connected to the community’s deep well system, with up to 15, 000 gallons per month included in the HOA dues ($1, 000 annually).
This spacious home beautifully combines comfort and community, offering a Florida lifestyle you’ll cherish. Don’t miss your chance—call today to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $2,813 | $2,779 | $3,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.