Located in the desirable 55+ community of Windmill Village, this beautiful 2014 Jacobsen model home offers two bedrooms and two bathrooms across 1, 485 square feet of living space. The home boasts elegant crown molding, high ceilings, and drywall throughout, providing a polished, modern feel. The updated kitchen features stunning new quartz countertops, all-new appliances, and an abundance of cabinet space. Relax with the peace of mind that the home has a new roof and AC as of one and a half years ago. It also includes a Kinetico full-house water system and an additional water filter at the kitchen sink. The home’s spacious living and dining rooms are perfect for entertaining, while the large lanai provides a relaxing outdoor retreat. The front windows are high-impact for added safety, and Bermuda shutters adorn all other windows, except for the patio door, which has removable hurricane shutters. Additional features include a large shed with double doors, wide enough to park a golf cart, and a long driveway with pavers along the side for extra parking. This active lifestyle community features two private marinas which are free on a first-come first-serve basis, boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center and a many clubs catering to your hobby interests. The new Pavilion by the heated pool offers an area for holding gatherings. Punta Gorda was voted “#1 Best Small Place to Live” by Money Magazine and Forbes. Purchase price does not include $18, 285 for Buy-In Share and Bond, which is refunded when you sell. Schedule your showing today to see this beautiful home! This is your paradise!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,354 | $1,303 | $1,653 |
Total Monthly Payment | $1,659 | $1,608 | $1,958 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.