Discover your dream home in the heart of Valrico! Situated on a generous . 3-acre corner lot, this well-maintained, split-level 4-bedroom, 2-bath home has been lovingly cared for by the same owner for over 30 years. With no CDD or HOA restrictions, this property offers both freedom and functionality, making it perfect for those looking to enjoy Florida living to the fullest.
The attached 2-car garage, alongside a convenient side parking pad, provides ample space for all your needs—whether it's shooting hoops, parking an RV, or storing your boat. Inside, flexible layout options allow you to make the upstairs your private owner’s retreat with a spacious walk-in closet, or choose the downstairs for added seclusion, complete with a bonus room that could be transformed into a luxurious primary suite.
Outside, the expansive yard offers plenty of room for a future pool, outdoor entertaining, or simply relaxing under the Florida sun. This is more than a home; it’s a lifestyle waiting to be enjoyed. Don’t miss this rare find—schedule a showing today and experience all that this Valrico gem has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,074 | $2,631 |
Total Monthly Payment | $2,294 | $2,292 | $2,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.