199 Hill Street, Montpelier, VT, 05602 | $370,000

Nestled just a short walk from the vibrant heart of Montpelier, this charming 4-bedroom, 2-bathroom home offers the perfect blend of convenience and privacy on a sprawling 1. 70-acre lot. Here's your chance to own a piece of Vermont's serene beauty with all the modern comforts you desire. The home has been thoughtfully updated by the sellers, ensuring you move into a space that's ready for your personal touch or immediate enjoyment. Each room offers a cozy yet contemporary feel, perfect for families or those looking for a home office setup. The property boasts a private, secluded lot where you can unwind in peace. Gather around the outdoor fire pit for evening stories or enjoy the tranquility of your own piece of nature. A shed provides ample storage for your outdoor gear or workshop needs, and the layout of the land offers endless possibilities for gardening, play areas, or simply enjoying gorgeous views of Downtown Montpelier. While you'll feel miles away from it all, you're actually just minutes from everything Montpelier has to offer, from local eateries to community events, ensuring you're never far from the action. Reach out to schedule a private tour while the opportunity lasts!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Gambrel
  • Year Built: 1900
  • Heating: Propane,Forced Air
  • Cooling: None
  • Basement: Concrete Floor,Crawl Space,Unfinished
  • Approx Sq. Feet: 2,012
  • Acreage: 1.7
  • Est. Taxes: $5,831
  • Lot Desc: Hilly,Major Road Frontage,Mountain View,Secluded,View,Water View
  • Elem. School: Union Elementary School
  • Middle School: Main Street Middle School
  • High School: Montpelier High School
  • School District: Montpelier School District
  • MLS#: 5020719
  • Website: https://www.raveis.com
    /prop/5020719/199hillstreet_montpelier_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/23/2024
Listing courtesy of The Real Estate Collaborative   Phone: 802-393-8732
Listing Agent: Jacob Goss

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

199 Hill Street, Montpelier, VT, 05602

$370,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $296,000 $296,000 $296,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $486 $486 $486
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,969 $1,967 $2,538
Total Monthly Payment $2,530 $2,528 $3,099

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.