Nestled in the heart of downtown Suffern, this spacious 4 bedroom, 2 bath colonial has been wonderfully maintained and is move-in ready! As you enter the home from the covered front porch, you will appreciate the living room's gleaming hardwood floors and inviting brick fireplace. Enjoy the upcoming holiday season entertaining in the spacious formal dining room. The family room, which extends into the updated kitchen, has a wonderful bay window, overlooking the fenced-in backyard. The kitchen boasts young appliances, and has ample counter space. Upstairs are 4 bedrooms, one perfect as an office/den, 3 other ample-sized bedrooms and an updated full bathroom. The lower level has laundry, tons of storage and more space just waiting to be finished. Outside, enjoy a well-maintained yard perfect for outdoor activities. All windows have been replaced, updated electric, and freshly painted throughout. New roof and vinyl siding 2023. The location is unbeatable, within walking distance to downtown, where you can enjoy restaurants, shops and the historic Lafayette movie theater. Commuting is a breeze, with trains/buses to NYC, NJ and Westchester. Go hiking at nearby State parks or play a round of golf at Spook Rock Golf Course. Grab this opportunity because it won't last! ConstructionDescription: Vinyl Siding, FireplaceFeatures: Living Room, LaundryFeatures: Laundry Room,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,000 | $444,000 | $444,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,104 | $1,104 | $1,104 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,954 | $2,951 | $3,807 |
Total Monthly Payment | $4,150 | $4,147 | $5,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.