This charming 2-bedroom, 1-bathroom condo offers 848 square feet of well-appointed living space, designed for cozy and comfortable living. What sets this property apart is its independent heating system, featuring electric heating in the master bedroom and a unique through-the-wall gas furnace in the second bedroom. This thoughtful setup allows buyers to control their energy usage and tailor it to their needs. The unit's interiors are elegantly finished with Brazilian cherry hardwood floors in the living room and fully tiled hallway, kitchen, and bathroom. Storage is plentiful with three deep wardrobe closets, a large pantry, and a storage place in the basement at no charge. Additionally, this is the only apartment in the complex with a fireplace, creating a cozy ambiance during colder months. Prime location with easy access to Q38, Q58, and Q59 bus lines, the M and R trains, and the Long Island Expressway, this home ensures seamless commuting. Close proximity to the Stop n' Shop Mall, major roadways, and local Maspeth retail stores add to the property's appeal. With unique income sources from the HOA that help minimize assessments, and additional upgrades like recently replaced terrace sliders and bedroom windows, this condo is a must-see for those seeking a distinguished living experience in Middle Village. , Additional information: Appearance: Excellent, Interior Features: Lr/Dr
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $374,400 | $374,400 | $374,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,522 | $2,554 | $3,236 |
Total Monthly Payment | $2,869 | $2,901 | $3,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.