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3462 Barina STREET, Saint Cloud, FL, 34769 | $394,000
Under contract-accepting backup offers. Central Location and former builder's model home! Home has no neighbors in the back so you have privacy. Home has the following features: home water filtration system, open floor plan with volume ceilings, large gathering room with built in surround sound ceiling speakers, gorgeous kitchen with low maintenance stainless steel Samsung appliances such as a smooth top stove, over the range microwave, quiet-operation dishwasher, side by side refrigerator, pull down faucet, energy efficient LED recessed lighting in living area and master bedroom, beautiful shaker style cabinets with soft close hinges and decorative knobs/pull both in kitchen and bathrooms, oversized countertop for plenty of sitting area to entertain at as well as easy to clean wood style vinyl plank flooring in living area, laundry room, kitchen, and bathrooms and Mohawk stain resistant carpet in bedrooms. The master bathroom has dual sinks, garden tub, separate shower with all custom decorative tiles and a nice size master closet with extra shelving for organizing. Since this was the model home, you will see in all the bedrooms special paint design as well as wall decor to give it a tasteful design. The other extra upgrades are the wireless security system, insulated and finished garage walls as well as 4-foot depth extension making garage oversized which is a great option added to this home. The custom led lighting in garage and epoxy floor an added upgrade which not many homes do not have. Garage can be converted to an office, if needed, as there are many electrical connections as well as for internet access. Home has built in pest control, architectural shingles with limited-lifetime warranty. Save on utilities with energy-efficient Radiant Barrier, R-30 insulation, foam-injected block insulation, double-pane Low-E windows and programmable thermostat. Enjoy sitting in your screened in porch or your open porch area near your entrance door. So come and see this amazing home.
Features
- Rooms: 6
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Craftsman
- Year Built: 2019
- Garage: 2-car Garage Door Opener
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,723
- Acreage: 0.13
- Est. Taxes: $3,671
- HOA Fee: $66 Monthly
- Lot Desc: Sidewalk
- Elem. School: St Cloud Elem
- Middle School: St. Cloud Middle (6-8)
- High School: St. Cloud High School
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- MLS#: O6254004
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/O6254004/3462barinastreet_saintcloud_fl?source=qrflyer
Listing courtesy of Realty One Group MVP Phone: 800-896-8790
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3462 Barina STREET, Saint Cloud, FL, 34769
$394,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $315,200 | $315,200 | $315,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,177 | $2,124 | $2,681 |
| Total Monthly Payment | $2,558 | $2,505 | $3,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388