BEAUTIFUL MOVE-IN READY HOME IN DESIRABLE ST. PETERSBURG. Enjoy the established neighborhood of Oakwood Gardens in this well maintained 3/2 home. This property is HIGH and DRY: it is NOT in a mandatory evacuation zone and it does NOT require flood insurance.
All the big ticket items have been taken care of: Roof (2019), HVAC (2018), Water Heater (2018). Stainless steel appliances (2019). Original oak hardwood flooring has been recently restored and refinished (2024).
The oversized 70x105 lot features a spacious backyard with mature tropical landscaping including an avocado and lemon trees. There is plenty of space on the large deck for patio furniture and a grill, making it optimal for outdoor dining, entertaining and family gatherings. There are also two sheds on the property to store lawn equipment and a City of St. Petersburg complimentary composting bin.
At 1512 sq ft, this home’s floor plan has three bedrooms and two bathrooms. The main bedroom has a large closet and sliding glass doors that lead out to the backyard deck. The other two bedrooms are perfect sizes for a guest bedroom, office or nursery. The large kitchen is light and bright and features modern wood cabinetry, stainless steel appliances, granite countertops and a spacious breakfast bar overlooking a beautiful dining area and the living room. Multiple sets of sliding glass doors can access the outdoor space.
This neighborhood is very centrally located with no HOA or deed restrictions. Less than 4 miles to vibrant downtown St. Petersburg and minutes from the major roadways leading you to the airport, Tampa and the award-winning Gulf beaches. Sawgrass Lake Park, Crescent Lake Park and Sunken Gardens are all less than 10 minutes away.
Absolutely NO FLOODING with Helene or Milton. The elevation is over 50 ft! The owner has had NO STRUCTURAL DAMAGE from hurricanes as long as he’s lived here. Enjoy all of what Florida has to offer. Whether you need to be close to downtown, are a nature lover, or are simply seeking an outdoor paradise, this home's location provides the perfect balance of security, convenience and natural beauty.
This stylish home is move-in ready and a must see. Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $403 | $403 | $403 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,368 | $2,339 | $3,002 |
Total Monthly Payment | $2,846 | $2,817 | $3,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.