7420 Ridgelake CIRCLE, Bradenton, FL, 34203 | $540,000

Under contract-accepting backup offers. This exceptional pool home offers an ideal Florida living experience. In a gated community in a prime location, the three-bedroom and two-bath plus den property exudes coastal cottage charm inside and out and looks and feels new. The interior features a light and bright open great room plan with high ceilings, crown molding, ceramic tile floors and neutral decor throughout. A three-panel pocketing slider opens to a covered lanai and sparkling pool, and paver brick with the cage. The fenced backyard and preserve view beyond help create an outdoor space for entertaining or simple relaxation. The quality upgrades in the home are evident everywhere. The kitchen, with newer white cabinets and a pantry door, features a custom-designed granite island with seating, stainless appliances and stylish pendant lights. Plantation shutters and beautiful tray ceiling accent the great room, while a handsome wall of shelving was built in the den and office, making it into a relaxing library, too. The primary bedroom also features plantation shutters and tray ceiling along with a fabulous closet redone by Closet by Design, while its en-suite bath has an impressive glass shower, newer high toilet and marble countertops. The split bedroom plan allows for a private suite of two guest rooms, one with a walk-in closet, which shares a bath. In the fully insulated garage, a split air-conditioning wall unit was installed, making it another usable space year-round, a surge protector was added and an epoxy floor installed in October. The community itself offers a pool, spa and cookout area, trails around the ponds and nature preserve, a security gate, and importantly, low maintenance fees and no CDD. It’s close to shopping and dining at the UTC Mall, Lakewood Ranch and Waterside, and airports, and a short drive to beaches on Anna Maria, Lido and Siesta, and all activities in downtown Bradenton, Sarasota and Tampa.

Features

  • Amenities: Fence Restrictions, Gated, Pool, Recreation Facilities, Spa/Hot Tub, Trail(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Contemporary, Cottage, Florida
  • Year Built: 2016
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,821
  • Acreage: 0.16
  • Est. Taxes: $4,011
  • HOA Fee: $600 Quarterly
  • Lot Desc: Conservation Area, In County, Landscaped, Private, Sidewalk
  • View: Garden, Trees/Woods
  • Elem. School: Tara Elementary
  • Middle School: Braden River Middle
  • High School: Braden River High
  • Pool: Auto Cleaner, Child Safety Fence, In Ground, Lighting, Pool Sweep, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: A4627503
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/A4627503/7420ridgelakecircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 2:02:29 PM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 941-364-4000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7420 Ridgelake CIRCLE, Bradenton, FL, 34203

$540,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $432,000 $432,000 $432,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $334 $334 $334
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,874 $2,871 $3,704
Total Monthly Payment $3,300 $3,297 $4,130

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.