Welcome to this exceptional legal 2-family home, currently enjoyed as a spacious single-family residence, offering comfort and versatility in every corner. This beautifully maintained property boasts 4 bedrooms and 2 full baths. The fully finished basement is a standout feature, complete with an impressive laundry room, a stylish bar area perfect for entertaining, and a versatile hobby/work area. The property boasts a private driveway that easily accommodates 2 additional cars, complementing the convenience of a detached one-car garage. Inside, the main living areas are enhanced with hardwood floors, while the kitchen has classic tiles for a blend of style and functionality. The eat-in kitchen features cozy cafe-style dining seating and a range hood that vents directly outside. The outdoor backyard is designed for gatherings and relaxation, offering ample seating for entertaining family and friends. A welcoming front porch adds to the home's curb appeal, while a separate door leading to the basement enhances convenience and use. This home combines charm and practicality, making it a perfect fit for those seeking space, comfort, and potential income opportunities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,200 | $919,200 | $919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,219 | $5,735 | $7,695 |
Total Monthly Payment | $5,890 | $6,406 | $8,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.