This beautiful, one story, 3BR/2BA home is located in the quiet Sparrows Point neighborhood and within a short distance to shopping, restaurants, schools and much more. You'll enjoy the open floor plan that allows easy access to the dining room, kitchen, breakfast nook and living room with a cathedral ceiling and gas fireplace. The spacious primary bedroom also features a cathedral ceiling, bathroom with a separate shower, garden tub and large walk-in closet. The split floor plan will provide privacy with two additional bedrooms, guest bathroom and a flex/media room located over the garage. If you enjoy spending time outside, you will LOVE this fully fenced backyard oasis! Many hours have been spent meticulously planting a variety of plants and flowers throughout the private backyard creating a lovely, serene space, perfect for entertaining or just relaxing. Neighborhood amenities include pool and tennis, too. The sellers will give the buyer a $3000 credit for updates at closing with a acceptable contract. This home has it ALL! The only thing missing is YOU!
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Our Executive Mortgage Banker:
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$332,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $266,320 | $266,320 | $266,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,772 | $1,770 | $2,246 |
Total Monthly Payment | $2,118 | $2,116 | $2,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.