This is the lowest priced two-bedroom two-bathroom home with the lowest maintenance in the neighborhood. Brand new windows - paid for, no assessment. Recent upgrades by this owner include new hardwood white oak floors, the addition of moldings and other upgrades to enhance the prewar character and ambiance.
This south facing home is in pristine condition. The gracious layout boasts a proper foyer with a large coat closet and two split bedrooms, one with ensuite bathroom. The separate windowed kitchen is open to the living room and is large enough to accommodate a serious chef. The generous square living room faces south and overlooks pretty and quiet tree-lined 111th Street. The closets are plentiful and the ceilings are 9' 6" throughout.
This home has been completely renovated while maintaining and restoring the authentic prewar character. The windowed kitchen features expansive white quartz countertops and substantial cabinet and storage space. There are stone floors and stainless appliances. Both bathroom are windowed and feature marble and stone finishes with fixtures of the highest quality.
605 West 111th Street, between Riverside Drive and Broadway is a Beaux-arts prewar cooperative built in 1905 with 52 units. There is a live-in resident manager and building amenities include storage units and a bike room. The unusually strong financial condition of this cooperative along with very stable maintenance, makes this a wise investment.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $712,000 | $712,000 | $712,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,043 | $4,442 | $5,960 |
Total Monthly Payment | $4,135 | $4,534 | $6,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.