OPEN HOUSE: Saturday November 2, 11am - 1pm!Welcome to the historic Newton House, an 1800's homestead with modern amenities, situated along the Black River. The Main House was built in 1826 by Ezra Newton, and would serve as the family's home for the next 5 generations. From 1845 to 1905, the family ran a general store on the property, which is now the guest house. The current owner is the first non-Newton to own the property, and this is the first time the home has been on the market since 1994. In addition to converting the store into a GUEST HOUSE, with a kitchen, full bath and 2nd floor bedroom, the current owner has made numerous renovations including: Building a POOL HOUSE that includes an Endless Wave Pool with Jacuzzi, Suana, Exercise Area and powder room. The MAIN HOUSE was fully renovated (down to the beams) but maintains the 1826 character. A newly constructed 2nd floor addition allowed for two large bedrooms to be added, and a Spa-Like bathroom with Free-Standing tub and Walk-In Steam Shower. Outside, the Pond was added when the back yard was regraded to allow more natural light into the home. Landscaping in the front yard created a hidden sitting area, and all planted areas have sprinkler systems in place. Trails lead from the pond to the large open field and there are also trails through the woods down to the Black River and another fielded area. A two car GARAGE was added alongside the original 1800's BARN. There is also a fenced vegetable garden and another pond at the lower area of the property. The property is located in Stephentown Center, a small hamlet within Stephentown, and is close to many attractions, including Jiminy Peak, Hancock Shaker Village, Williamstown, Mount Greylock, The Clark Art Institute. About 35 minutes drive to Albany, and roughly 2 hours to NYC or Boston. Two chandeliers in the main house do not convey - one in the kitchen over the table and the one in the stairwell.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $678,400 | $678,400 | $678,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,905 | $4,288 | $5,725 |
Total Monthly Payment | $3,997 | $4,380 | $5,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.