Welcome to this charming 1/2 Cape duplex with a welcoming farmer’s porch and numerous updates. The first floor features a vaulted ceiling in the living room with a cozy fireplace, skylights and beautiful hardwood floors, a convenient half bath, large pantry closet, dining area , and a spacious open updated kitchen that leads to a composite deck, perfect for your outdoor enjoyment. Direct access to the one car garage! The nice yard includes two storage sheds for all your gardening tools and outdoor equipment. Upstairs, you’ll find a generously sized primary bedroom with a walk-in closet, a foyer area, a loft bedroom, and a full bath. The freshly painted basement offers a versatile family room with a bar area fantastic for entertaining, a washer and dryer, and additional storage space. This home combines comfort and functionality, making it an ideal choice for anyone looking to enjoy a condo alternative lifestyle. Close to restaurants, shopping, and easy highway access.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood, Exterior Access | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Open Floorplan | Main,First |
Living Room | Skylight, Vaulted Ceiling(s), Flooring - Hardwood, Exterior Access, Open Floorplan | Main,First |
Master Bedroom | Walk-In Closet(s), Flooring - Hardwood | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $361 | $361 | $361 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,624 |
Total Monthly Payment | $2,506 | $2,504 | $3,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.