This classic colonial blends historic charm and is nestled in the heart of a multi-use section of Torrington. The architectural details include preserved woodwork and custom-molding from the 1900 time-period. The floor plan integrates the living, dining and kitchen areas providing space for comfortable living. The kitchen has great cabinet space, an eat in area and modern appliances. The bathroom has been nicely updated. This is a remarkable chance for home ownership without requiring a rehab loan. The home is an estate and is being transferred in an as-is condition. Even though some cosmetic updates may be desired, it is noteworthy to see features such as the roof condition, and updated mechanicals. The privacy provided by a large fenced-in yard and abutting woods is superb. The property also features a spacious garage and ample parking space. Torrington is known for its picturesque landscapes and proximity to outdoor recreational areas. Enjoy hiking, biking, and nature walks in nearby parks and nature reserves, such as Burr Pond State Park and Paugnut State Forest. There's also easy access to the Warner Theatre and the Nutmeg Conservatory for the Arts. Discover the potential of 651 Migeon Ave.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.0 x 10.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 13.0 | Upper |
Den | Hardwood Floor | 10.0 x 10.0 | Main |
Dining Room | Tile Floor | 9.0 x 13.0 | Main |
Kitchen | Tile Floor | 7.0 x 13.0 | Main |
Living Room | Wall/Wall Carpet | 11.0 x 13.0 | Main |
Primary Bedroom | Hardwood Floor | 15.0 x 9.0 | Upper |
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,197 | $1,196 | $1,517 |
Total Monthly Payment | $1,520 | $1,519 | $1,840 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.