Welcome to Your New Home! This is the perfect place to create lasting memories! Designed with efficiency and maximum livability in mind, the open floorplan ensures comfort and convenience. Upon entering, you're greeted by a beautiful foyer that sets the stage for spaciousness throughout the home. The generous living room, kitchen and dining area flow seamlessly, offering an ideal space for family gatherings and social events. The open kitchen, a true centerpiece of the home, features granite countertops and soft-touch maple cabinets, making it perfect for both everyday cooking and entertaining guests. Outfitted with stainless steel appliances, the kitchen is as functional as it is stylish. Retreat to the inviting master bedroom, a peaceful sanctuary complete with an ensuite bath featuring elegant granite countertops beautiful wood cabinetry and a walk-in closet. The fourth bedroom adds flexibility to the home, serving as an ideal space for a home office or guest accommodations. Centrally located with easy access to several main roads offering easy access to our vibrant downtown, St. Augustine, fabulous restaurants, The Avenues and Town Center Mall, this home truly has it all!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,530 |
Total Monthly Payment | $2,473 | $2,471 | $3,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.