Nestled among mature trees in the highly sought-after Stony Brook, this impeccably maintained Oversized Cape sits on a . 31-acre lot. As you step inside, the first thing you'll notice are the gleaming hardwood floors throughout. The living room features large windows that flood the space with natural light. The expansive eat-in kitchen, complete with an oversized island, offers plenty of space for both intimate dinners and larger gatherings. It boasts newer stainless steel appliances, including a trash compactor and garbage disposal, granite countertops, a tile backsplash, updated shaker cabinets, and a sliding door that leads to the backyard. The first-floor master bedroom is spacious, featuring hardwood floors and an en-suite bathroom with a stall shower. There's also a full-size laundry area in the half bath on this level. Upstairs, you'll find two generously sized bedrooms-perfect for bedrooms or uise one as a home office-and a full bath, all accented with more beautiful hardwood flooring. The full, unfinished basement is ideal for storage, and the property includes a two-car garage with basement access. The large, multi-level yard and deck are perfect for outdoor entertaining. Located in the top-rated Three Village School District, this home also offers numerous updates: poured concrete foundation, 200-amp electric service, two Bryant central air conditioning systems, two-zone oil heat, central vacuum, a 12-year-old roof, Anderson windows and skylights, and a sliding door installed in 2016. Conveniently close to shopping, Stony Brook Village, the rail station, and parks-this home has it all. Don't miss your chance to say YES to this address!
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,992 | $599,992 | $599,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,253 | $1,253 | $1,253 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,992 | $3,988 | $5,060 |
Total Monthly Payment | $5,337 | $5,333 | $6,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.