Centrally located in Queens Village, near Hillside Avenue, this gem is zoned for highly-rated School District #26 and is priced to sell! This spacious 3-bedroom, 1-bathroom home, ready for your personal touch and TLC, boasts a solid foundation and great bones. With R3A zoning, it offers endless possibilities and development potential, including the potential for multi-family expansion with proper permits. The sunlit large Entry Foyer, perfect for a study or reading nook, leads to a cozy Living Room and Formal Dining Room, both bathed in natural light. The Eat-in Kitchen offers expansion potential. Upstairs, a large finished attic is ideal for a potential 4th bedroom or home office. The Basement, with an outside entrance, provides versatile space options and storage. A large fenced-in backyard and a 1-car garage complete the property. Conveniently located near buses, the QV LIRR, and shopping, this home offers easy commuting and access to daily needs. Don't miss this opportunity to own a home with great investment potential!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $583 | $583 | $583 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,914 | $4,298 | $5,738 |
Total Monthly Payment | $4,589 | $4,973 | $6,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.