304 Patty DRIVE, Oldsmar, FL, 34677 | $290,000

*INVESTOR SPECIAL *FLOOD DAMAGED. So much potential! Bring this cute beachy cottage back to life with it's huge family/ multipurpose room, tons of storage newer windows, metal roof, and custom Masonite kitchen cabinetry (manufacturer can match bottoms)
Renovate OR start fresh on your dream home with stunning second floor water views of Mobbly Bayou. Historic Oldsmar is a community to behold. Launch your kayaks across the street at the Oldsmar boat ramp. Enjoy crisp morning strolls through any of the picturesque waterfront parks Oldsmar has to offer within walking distance (RE Olds, Bicentennial, and Veterans Memorial), with endless playgrounds, basketball, pickleball, and dog-friendly areas. Grow your own vegetables in the close by community garden. Enjoy a lively dinner at the neighborhood restaurant just around the corner, Jack Willies, where everyone knows your name. This lot is a quarter of an acre providing plenty of room to design you dreams in this Mayberry Town. We've even provided builder renderings of what could be built. Please note that the home is being sold "as-is, " appliances may not be functional and viewings are available by appointment with a licensed Realtor. Electricity & AC are working but Seller makes no claims to the long term functionality. The landscape in Oldsmar is changing, here's your opportunity to make your dreams a reality before pricing goes up. Quick closing is preferred, so don’t wait!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 75 x 133
  • Laundry: Laundry Room
  • Style: Coastal, Cottage, Key West, Ranch
  • Year Built: 1960
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,344
  • Acreage: 0.25
  • Lot Size: 75 x 133
  • Est. Taxes: $894
  • View: Park/Greenbelt, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8316246
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/TB8316246/304pattydrive_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 4:17:08 PM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

304 Patty DRIVE, Oldsmar, FL, 34677

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $75 $75 $75
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,563 $1,542 $1,956
Total Monthly Payment $1,712 $1,691 $2,105

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.