Welcome to this SPACIOUS HOME nestled in a DESIRABLE NEIGHBORHOOD on a corner lot, perfect for commuters seeking convenience. Step inside and admire the classic HARDWOOD floors throughout most of the home. The family room features a new expansive window and features a cozy fireplace and shelving. The living room, with its inviting WOOD STOVE, creates a warm and cozy atmosphere for gatherings. The first floor also offers a versatile den, perfect for use as a playroom, guest bedroom, or home office. A convenient full bathroom and a dedicated laundry area on the first floor will simplify your daily routines. The large eat-in kitchen features another newer window overlooking the backyard. A farmhouse sink and beautiful white counters compliment the space. A SCREENED PORCH overlooks your peaceful wooded backyard. Upstairs, the large primary bedroom features dual closets and a private bathroom, ensuring a comfortable retreat. Three additional spacious bedrooms and a full family bathroom complete the upper level, providing plenty of room for everyone. The basement offers storage and is partially finished with windows and a pellet stove, presenting an opportunity to create a fantastic recreational area or workshop. Currently, the property has a one-bay garage, but it could easily be converted back to two, offering even more potential for parking or storage. With its prime location, generous space, and opportunity for personalization, this home is waiting for you!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $818 | $818 | $818 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,536 | $4,486 |
Total Monthly Payment | $4,449 | $4,446 | $5,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.