21524 Edgewater DRIVE, Port Charlotte, FL, 33952 | $249,900

Location, Location, Location! SIX Minutes from the famous Sunseeker Resort Charlotte Harbor. Only a FIVE minute drive to Port Charlotte Beach Park where you can also launch your boat at the Charlotte Beach Public Boat Ramp DIRECT to OPEN WATER! Truly a sportsman's dream. CITY WATER and SEWER. NEW ROOF 2022. NEW WATER HEATER 2023. NEW A/C SYSTEM 2018. Updated main electric panel. Whole house solar panel system. The BUYER is required at closing to assume the Solar Panel system remaining loan amount of around 50k. Boasting three bedrooms and two full bathrooms, this home will satisfy your craving for a great value. The fabulous kitchen has ample counter and cabinet space any cook will value. Fully vented range hood eliminates smoke and steam building up while you cook along with the handy pantry make this a WINNER! You will appreciate the tastefully updated primary bathroom with fully tiled tub shower combo. Convenient built in shelves in the shower complement the design. Your guests will enjoy the spacious bedrooms and updated guest bathroom. RELAX on the 250 square feet plus screened lanai. Sip your favorite beverage and enjoy your place in the sun. Like much of Florida, Port Charlotte enjoys a warm climate year-round, making it an ideal location for those who enjoy outdoor activities and dislike cold weather. Port Charlotte is known for its beautiful waterfront and access to miles of waterways. Residents can enjoy boating, fishing, kayaking, and paddleboarding. The area is also home to several parks and nature preserves, providing plenty of opportunities for hiking, bird watching, and enjoying the natural beauty of Southwest Florida. Compared to many other parts of Florida and the United States, Port Charlotte offers a relatively affordable cost of living. Port Charlotte has a small-town feel with a tight-knit community. The area is known for its friendly residents and a sense of belonging, making it an excellent place for families and individuals looking for a supportive community environment. Port Charlotte is conveniently located near some of Florida's best beaches, including those on the Gulf Coast. It's also a short drive away from major attractions in cities like Sarasota, Fort Myers, and Naples, offering residents easy access to a variety of entertainment, dining, and cultural experiences. Overall, Port Charlotte combines the charm of small-town living with the benefits of Florida's beautiful climate and outdoor lifestyle, all at an affordable cost of living. Video and/or audio surveillance with recording capability may be in use on these premises. Conversations should not be considered private.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup
  • Year Built: 1961
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,320
  • Acreage: 0.18
  • Est. Taxes: $2,481
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7499660
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7499660/21524edgewaterdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 4:27:25 AM)
Listing courtesy of CHAMPION REALTY SERVICES, LLC   Phone: 941-421-9141

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21524 Edgewater DRIVE, Port Charlotte, FL, 33952

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $207 $207 $207
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,330 $1,329 $1,686
Total Monthly Payment $1,612 $1,611 $1,968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.