Location, Location, Location! SIX Minutes from the famous Sunseeker Resort Charlotte Harbor. Only a FIVE minute drive to Port Charlotte Beach Park where you can also launch your boat at the Charlotte Beach Public Boat Ramp DIRECT to OPEN WATER! Truly a sportsman's dream. CITY WATER and SEWER. NEW ROOF 2022. NEW WATER HEATER 2023. NEW A/C SYSTEM 2018. Updated main electric panel. Whole house solar panel system. The BUYER is required at closing to assume the Solar Panel system remaining loan amount of around 50k. Boasting three bedrooms and two full bathrooms, this home will satisfy your craving for a great value. The fabulous kitchen has ample counter and cabinet space any cook will value. Fully vented range hood eliminates smoke and steam building up while you cook along with the handy pantry make this a WINNER! You will appreciate the tastefully updated primary bathroom with fully tiled tub shower combo. Convenient built in shelves in the shower complement the design. Your guests will enjoy the spacious bedrooms and updated guest bathroom. RELAX on the 250 square feet plus screened lanai. Sip your favorite beverage and enjoy your place in the sun. Like much of Florida, Port Charlotte enjoys a warm climate year-round, making it an ideal location for those who enjoy outdoor activities and dislike cold weather. Port Charlotte is known for its beautiful waterfront and access to miles of waterways. Residents can enjoy boating, fishing, kayaking, and paddleboarding. The area is also home to several parks and nature preserves, providing plenty of opportunities for hiking, bird watching, and enjoying the natural beauty of Southwest Florida. Compared to many other parts of Florida and the United States, Port Charlotte offers a relatively affordable cost of living. Port Charlotte has a small-town feel with a tight-knit community. The area is known for its friendly residents and a sense of belonging, making it an excellent place for families and individuals looking for a supportive community environment. Port Charlotte is conveniently located near some of Florida's best beaches, including those on the Gulf Coast. It's also a short drive away from major attractions in cities like Sarasota, Fort Myers, and Naples, offering residents easy access to a variety of entertainment, dining, and cultural experiences. Overall, Port Charlotte combines the charm of small-town living with the benefits of Florida's beautiful climate and outdoor lifestyle, all at an affordable cost of living. Video and/or audio surveillance with recording capability may be in use on these premises. Conversations should not be considered private.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
Total Monthly Payment | $1,612 | $1,611 | $1,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.